Every Maryland down payment website was built to sell your contact information to lenders. This one wasn't.
Every down payment assistance (DPA) site in Maryland runs on the same model: your name and number go into a shared database, and lenders buy access to contact you. That's why you got called by four people in 48 hours. That's why you stopped trusting any of it.
Ami Desai works differently. One person. One conversation. No database. Maryland's DPA programs have income maximums, not minimums — and those limits are higher than most buyers assume. In Baltimore, buyers earning up to $158,000 may qualify depending on household size and county. Ami gives you the exact number for your situation.
Ask Ami one question. You'll get a real answer — before you give us anything.
20+ years in mortgage lending. 9 states licensed. Thousands of homeowners served.
You'll hear from Ami — not a lead pool. One conversation, no database.
Or call: (443) 375-2279
MMP Rising Star Award
Presented annually by the Maryland Department of Housing and Community Development to the one lender partner with the highest percentage increase in MMP mortgage production that year.
Not a participation credential — a competitive award recognizing the lender growing fastest in Maryland's down payment assistance programs.
Already working with a lender or agent?
One question determines whether your current deal has access to Maryland's full DPA stack. Check your lender's MMP authorization — no contact info required.
MMP is administered by the Maryland Department of Housing and Community Development.
Ami partners with Revol Real Estate — a Maryland team focused on first-time buyers — to help identify properties that qualify for DPA programs before you go under contract.
What Maryland buyers say about Ami
"From the moment Ami contacted me I knew she would help me seal the deal on a home. Ami has a great team and they all communicated together for the best interest of me. Ami was always available any time of the day to explain any and everything."
"Ami is an absolutely amazing person to work with. She made the entire mortgage loan process easy for me to understand. As a first time homebuyer, I had endless questions about the process. Ami was patient and knowledgeable."
"I am grateful to have come across Ami and the Desai Team when searching for a lender for my first home. The process was all new to me — a lot of new information and terms — and they walked me through every step."
"Ami and her team were phenomenal throughout the entire home buying process. She was responsive, knowledgeable, and made sure we understood every step. We closed on time with no surprises — highly recommend!"
Reviews sourced from Experience.com, Google, and Zillow.