Maryland down payment assistance
Buy a Maryland home with little or no money down.
Federal, state, county and local programs can help cover your down payment and closing costs. Answer a few short questions to see which ones may fit you.
How it works
- 1
Tell us about you
Your county, income range, savings and credit. Four short steps.
- 2
We match your programs
We match you with the down payment programs you qualify for and that best meet your financial need.
- 3
A specialist follows up
A down payment specialist from Ami Desai’s team walks you through your options.
- 4
Buy your home
Put your assistance toward your down payment and closing costs.
Some Maryland programs offer extra help for
Tell us which apply to you or a co-borrower, and we will look for the programs built for you.
- First-time homebuyers
- Military, veterans and surviving spouses
- First responders
- Teachers and educators
- Buyers with disabilities
WANT TO BUY A HOUSE AND NEED HELP WITH THE DOWNPAYMENT?
Discover How Easy It Is To Buy A Home In Maryland With Little Or No Money Down Using Federal, State, Or Municipal Down Payment Programs For MD Homes.
Welcome To DownpaymentMD.org
You Can Get A Home
Maryland home buyers can get down payment assistance to cover your down payment and closing costs from a variety of sources nationwide.
How Much Can You Get?
There are millions of dollars available to cover down payment and closing costs to help home buyers in Maryland.
Where’s The Money?
Federal, State, and Local Housing Finance Agencies, Non Profits, Lenders, Community Action Programs, and various other institutions serving Maryland home buyers.
Frequently Asked Questions Maryland Downpayment Assistance Programs
How Many Down Payment Programs Are Available In Maryland?
The number of down payment programs can fluctuate because there are federal, state, county, municipal, and private down payment grant programs available. Some down payment programs have budget limits, some have expiration dates. New programs get introduced on a regular basis. We match you with the down payment programs you qualify for and best meet your financial need.
How Do You Qualify For Down Payment Grants?
Each program and participating lender may have different credit score requirements, income levels, etc. It’s best to review all factors in qualifying for down payment money. Give us a call now or complete the secure online form to see how much down payment money you can get.
Can You Qualify For Down Payment Grants With Poor Credit?
Yes, We can work with many buyers who have credit scores as low as 600. There are many programs available to review or help you clean up bumps or bruises on your credit.
What Type of Mortgages Qualify For Down Payment Assistance?
Many types including FHA, VA Loans, USDA, UHC and most Conventional loans. Call now or complete the secure form to see how much down payment assistance you can get.
Let’s find your path home.
See which Maryland down payment programs you may qualify for.