Maryland down payment assistance
Ami DesaiWant to buy a home in Maryland and need help with the down payment?
Get up to $30,000 in down payment money. Buy a Maryland home with little to no money down. Income limits are higher than most buyers assume.
Ami Desai ~ 20+ years in mortgage lending. 9 states licensed. Thousands of homeowners served.
How it works
You Can Get A Home
Maryland's DPA programs were built for first-time buyers — including buyers who think they don't qualify.
How Much Can You Get?
Stack MMP with county-level programs and most buyers see $10,000–$15,000 in combined down payment help.
Where's The Money?
Funds come from the Maryland Department of Housing and Community Development and partner counties — not from Ami.
About Ami Desai
Licensed in MD, VA, DC, CO, FL, GA, MI, NC, OH, TN.
20+ years in mortgage lending · 9 states licensed · Thousands of homeowners served.
What Maryland buyers say about Ami
"From the moment Ami contacted me I knew she would help me seal the deal on a home. Ami has a great team and they all communicated together for the best interest of me. Ami was always available any time of the day to explain any and everything."
"Ami is an absolutely amazing person to work with. She made the entire mortgage loan process easy for me to understand. As a first time homebuyer, I had endless questions about the process. Ami was patient and knowledgeable."
"I am grateful to have come across Ami and the Desai Team when searching for a lender for my first home. The process was all new to me — a lot of new information and terms — and they walked me through every step."
"Ami and her team were phenomenal throughout the entire home buying process. She was responsive, knowledgeable, and made sure we understood every step. We closed on time with no surprises — highly recommend!"
Reviews sourced from Experience.com, Google, and Zillow.